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St. Thomas, St. Thomas
$439,900
Welcome to this renovated 2 storey home offering modern updates while maintaining its character. Improvements include updated wiring, plumbing, drywall, and insulation, Kitchen, bathrooms, flooring. Bright and spacious with impressive 8.6-ft ceilings on both the main and second floors. Functional layout features 4 bedrooms, 2 full bathrooms, main floor laundry, and a versatile main floor office, den, or potential 4th bedroom (formerly a garage). Roof shingles replaced in 2015. 2 tier deck, 2 sheds. Ample parking with two separate driveways. Move-in ready and ideal for families, professionals, or those seeking flexible living space
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,046 |
| Lot Size | 50 ft x 99 ft |
| mls© Number | X13678034 |
| Listed By | RE/MAX CENTRE CITY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,252
- Property tax
- $171
- Heat allowance
- $150
- Housing costs
- $2,572 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$79,000
gross annual household income
- Payment at 4%
- $1,851 / mo
- Cash down
- $87,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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