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Listed 24 days ago

86 Kains Street

St. Thomas, St. Thomas

$350,000

Detached|2 1/2 Storey
5 | 2 | 2
About this home

Don't miss the opportunity to own this beautifully updated, turnkey home in the heart of downtown St. Thomas. Offering five spacious bedrooms, one and a half bathrooms, and an additional convenient washroom in the basement. This home provides plenty of space for both family and guests. A perfect blend of original charm and modern updates, the home showcases stunning features like a classic wood staircase, high ceilings, and traditional trim. Renovated in 2020, it includes a new kitchen, a stylish main-floor powder room, a striking stone fireplace, updated flooring throughout, and a fully redone upstairs bathroom. Additional updates include a certified 100-amp electrical panel, some new plumbing, new windows, a side entrance, and a concrete driveway. Please note, the fireplace is being sold as is and will require WETT certification. Recent improvements to the neighborhood include completed roadwork with fresh pavement, new sidewalks, and curbs. The driveway curb has also been extended to allow for extra parking on the front lawn. Winter overnight street parking is available by permit. This home is truly move-in ready. Just settle in and enjoy!

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Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$2,084
Lot Size41.88 ft x 42.36 ft
mls© NumberX13663634
Listed ByROYAL LEPAGE TRILAND REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,791
Property tax
$174
Heat allowance
$150
Housing costs
$2,115 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $70,000
25-yr amortization

Income needed

$65,000

gross annual household income

Payment at 4%
$1,473 / mo
Cash down
$70,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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