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St. Thomas, St. Thomas
$350,000
Don't miss the opportunity to own this beautifully updated, turnkey home in the heart of downtown St. Thomas. Offering five spacious bedrooms, one and a half bathrooms, and an additional convenient washroom in the basement. This home provides plenty of space for both family and guests. A perfect blend of original charm and modern updates, the home showcases stunning features like a classic wood staircase, high ceilings, and traditional trim. Renovated in 2020, it includes a new kitchen, a stylish main-floor powder room, a striking stone fireplace, updated flooring throughout, and a fully redone upstairs bathroom. Additional updates include a certified 100-amp electrical panel, some new plumbing, new windows, a side entrance, and a concrete driveway. Please note, the fireplace is being sold as is and will require WETT certification. Recent improvements to the neighborhood include completed roadwork with fresh pavement, new sidewalks, and curbs. The driveway curb has also been extended to allow for extra parking on the front lawn. Winter overnight street parking is available by permit. This home is truly move-in ready. Just settle in and enjoy!
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $2,084 |
| Lot Size | 41.88 ft x 42.36 ft |
| mls© Number | X13663634 |
| Listed By | ROYAL LEPAGE TRILAND REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,791
- Property tax
- $174
- Heat allowance
- $150
- Housing costs
- $2,115 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$65,000
gross annual household income
- Payment at 4%
- $1,473 / mo
- Cash down
- $70,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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