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St. Thomas, St. Thomas
$325,000
A charming bungalow featuring a bright, open-concept layout with updates to the living/dining area and bathroom and laundry. The main floor connects the kitchen, dining and living spaces in an easy flow, with a front sunroom providing flexible additional space. Outside, the fully fenced backyard with rear deck and hot tub extends the living space, complemented by a detached single-car garage and parking for two. Offering 2+1 bedrooms and 1 bathroom, with an unfished basement providing storage or workshop potential. The convenient St. Thomas location is close to amenities, parks, and main street while still being tucked away in a quiet neighbourhood.
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,084 |
| Lot Size | 32.5 ft x 106.91 ft |
| mls© Number | X13642674 |
| Listed By | RE/MAX CENTRE CITY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,663
- Property tax
- $174
- Heat allowance
- $150
- Housing costs
- $1,987 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$61,000
gross annual household income
- Payment at 4%
- $1,368 / mo
- Cash down
- $65,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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