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Price Change$335,000

88 Flora Street

St. Thomas, St. Thomas

$325,000

Detached|Bungalow
2 | 1 | 2
About this home

A charming bungalow featuring a bright, open-concept layout with updates to the living/dining area and bathroom and laundry. The main floor connects the kitchen, dining and living spaces in an easy flow, with a front sunroom providing flexible additional space. Outside, the fully fenced backyard with rear deck and hot tub extends the living space, complemented by a detached single-car garage and parking for two. Offering 2+1 bedrooms and 1 bathroom, with an unfished basement providing storage or workshop potential. The convenient St. Thomas location is close to amenities, parks, and main street while still being tucked away in a quiet neighbourhood.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,084
Lot Size32.5 ft x 106.91 ft
mls© NumberX13642674
Listed ByRE/MAX CENTRE CITY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,663
Property tax
$174
Heat allowance
$150
Housing costs
$1,987 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $65,000
25-yr amortization

Income needed

$61,000

gross annual household income

Payment at 4%
$1,368 / mo
Cash down
$65,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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