56 Mitchell Street
St. Thomas, St. Thomas
$399,900
Welcome home! 56 Mitchell street is perfect for your growing family or first time buyer. The main floor offers formal dining, living room, laundry, 3 pc bathroom and kitchen with access to the newer deck leading to the yard. The second floor is home to all 3 bedrooms as well as another 4pc bathroom. The basement is unfinished with room for a workshop and storage.
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,600 |
| Lot Size | 33 ft x 123.29 ft |
| mls© Number | X13634038 |
| Listed By | RE/MAX CENTRE CITY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $217
- Heat allowance
- $150
- Housing costs
- $2,414 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$74,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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