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St. Thomas, St. Thomas
$539,900
Welcome to this spacious 5-bedroom, 2-bathroom home located in South St. Thomas, where a thoughtfully designed recent addition adds modern character while preserving the home's original charm. The main floor features a generous primary bedroom with a large walk-in closet, large double doors leading to the back covered deck, convenient main-floor laundry, and an impressive new kitchen designed for both everyday living and entertaining. The kitchen boasts an extra-large island, built-in oven, gas cooktop, abundant cabinetry and storage, along with plenty of space for dining and gathering with family and friends. Upstairs, you'll find the fourth bedroom, a 3-piece bathroom, and a spacious second primary offering plenty of flexibility. Create a comfortable second living area, home office or playroom -- or transform the entire upper level into your own private primary suite retreat. Enjoy sitting on the covered deck in the backyard. Set in a family-friendly neighbourhood surrounded by mature trees, this home is conveniently located close to Pinafore Park, downtown St. Thomas, shopping, restaurants, schools and everyday amenities. With its blend of original character, modern updates and versatile living space, this is a home that offers room to grow and enjoy for years to come.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 100+ |
| Size | 2000-2500 sq. ft. |
| Property Tax | $2,772 |
| Lot Size | 40 ft x 120 ft |
| mls© Number | X13713618 |
| Listed By | PC275 REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,763
- Property tax
- $231
- Heat allowance
- $150
- Housing costs
- $3,144 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$97,000
gross annual household income
- Payment at 4%
- $2,272 / mo
- Cash down
- $107,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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