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Listed 1 month ago

72 Maple Street

St. Thomas, St. Thomas

$440,000

Detached|1 1/2 Storey
2 | 2 | 2
About this home

**Have Questions? This listing features Talk to the Home. Call or text this home 24/7 and ask anything about the property, from room sizes and updates to features and neighbourhood information. 365-797-4663 **Welcome to this charming 2-bedroom, 1.5-storey home tucked away on a quiet dead-end street in St. Thomas. Full of character and warmth, this move-in-ready home offers the perfect blend of timeless charm and thoughtful updates.Step inside to beautiful hardwood flooring throughout the main level, a spacious kitchen with ample cabinetry and storage, a separate dining room, and a beautifully updated main bathroom. Upstairs, the primary bedroom has been transformed into a private retreat, featuring newly installed hardwood flooring, new windows, and a walk-in closet just outside the bedroom.Outside, you'll appreciate the covered front porch, perfect for relaxing with your morning coffee, as well as the rear mudroom that provides convenient everyday access. The large backyard offers plenty of space for children, pets, or entertaining, and includes a storage shed (2022).The full basement is dry, unspoiled, and offers excellent potential for future finishing.Notable updates include: Gas line installed/available for gas stove, updated windows throughout, a new electrical panel (2013), high-efficiency furnace (2016), a recently serviced furnace and hot water tank, a new washing machine (2022), a new shed (2022), and the addition of a convenient upper-level powder area.Whether you're a first-time buyer, downsizer, or investor, this charming home offers outstanding value, character, and room to grow in a peaceful neighbourhood close to schools, parks, shopping, and everyday amenities.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,704
Lot Size30.75 ft x 122.17 ft
mls© NumberX13623026
Listed ByRIGHT AT HOME REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,252
Property tax
$225
Heat allowance
$150
Housing costs
$2,627 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $88,000
25-yr amortization

Income needed

$81,000

gross annual household income

Payment at 4%
$1,852 / mo
Cash down
$88,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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