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Listed 11 days ago

32 West Avenue

St. Thomas, St. Thomas

$455,000

Detached|2-Storey
4 | 2 | 5
About this home

Welcome to 32 West Avenue in St. Thomas! This move-in ready home offers 4 bedrooms and 2 full bathrooms, with the added convenience of a main-floor bedroom, full bathroom, and laundry, ideal for those looking to minimize stairs. Step inside through the enclosed front porch, featuring an abundance of windows and built-in storage, creating the perfect space for coats, shoes, and seasonal items. The main floor offers a functional layout with a spacious living room and an updated eat-in kitchen, great for everyday living and entertaining. Upstairs, you'll find three additional bedrooms and a full bathroom. The primary bedroom features a beautiful attached sunroom, making it a unique home office, reading nook, or relaxing retreat. The basement offers lots of space for storage and easy access from inside or directly from the backyard. Outside, enjoy a large, fully fenced backyard complete with a new covered deck, providing the perfect space to entertain or unwind. The property also offers parking for up to five vehicles, including a detached single-car garage that is ideal for parking, storage, or use as a workshop. With numerous updates in recent years, including the kitchen, bathrooms, flooring, windows, and HVAC system, this home is truly move-in ready. Conveniently located on the quiet southwest side of St. Thomas, you'll enjoy easy access to Port Stanley Beach, South London shopping, parks, recreational facilities, and the city's historic downtown filled with charming local shops and restaurants. Don't miss your opportunity to own this beautifully updated family home with plenty of space to grow!

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$2,936
Lot Size37.5 ft x 132 ft
mls© NumberX13708142
Listed ByGale Group Realty Brokerage Ltd

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,329
Property tax
$245
Heat allowance
$150
Housing costs
$2,724 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $91,000
25-yr amortization

Income needed

$84,000

gross annual household income

Payment at 4%
$1,915 / mo
Cash down
$91,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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