10 Henry Street
St. Thomas, St. Thomas
$295,000
Great starter home or income potential in St. Thomas. Enjoy a quiet location with a large yard, perfect for a family BBQ. Main floor primary bedroom, bright kitchen with lots of cupboard space and a full bathroom. Upstairs find 2 bedrooms and another full bathroom. A screened in rear porch provides a great place to enjoy a morning coffee or evening dinner. Don't miss out on this opportunity!
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,325 |
| Lot Size | 50 ft x 120 ft |
| mls© Number | X13433472 |
| Listed By | BLUE FOREST REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,510
- Property tax
- $194
- Heat allowance
- $150
- Housing costs
- $1,854 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$57,000
gross annual household income
- Payment at 4%
- $1,241 / mo
- Cash down
- $59,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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