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Listed 1 month ago

4 Farley Place

St. Thomas, St. Thomas

$769,000

Detached|2 1/2 Storey
5 | 3 | 8
About this home

A rare find in St. Thomas' sought-after Courthouse area. Tucked away on a quiet cul-de-sac, this distinctive 1920s century home, designed by architect J.T. Findlay, sits on an impressive 61.5 x 202.79 ft lot, surrounded by mature trees and offering exceptional privacy with a country-like feel right in town.Step inside to a grand foyer with an original staircase, hardwood floors, crown moulding and timeless character throughout. The spacious main floor offers a formal dining room, large eat-in kitchen with plenty of cabinetry, and an impressive sunroom featuring beautiful accent walls and a walkout to the private backyard-a standout space for entertaining, relaxing and enjoying the property. The home features 5 spacious bedrooms and 3 bathrooms, including a generous primary bedroom with a private ensuite and its own walkout to the patio. Large windows throughout provide an abundance of natural light, while excellent built-in storage adds everyday functionality. Solid double-brick construction, an oversized double garage and plenty of private parking complete the property. The generous lot and layout may also offer future duplex potential, subject to municipal approvals. Character, space, privacy and an exceptional lot-an opportunity that is becoming increasingly difficult to find.** Conveniently located just minutes from London, Highway 401 and Port Stanley.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$5,390
Lot Size61.5 ft x 202.79 ft
mls© NumberX13633692
Listed ByRE/MAX ADVANTAGE REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,936
Property tax
$449
Heat allowance
$150
Housing costs
$4,535 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $153,800
25-yr amortization

Income needed

$140,000

gross annual household income

Payment at 4%
$3,236 / mo
Cash down
$153,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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