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Price Change$554,900

24 Centre Street

St. Thomas, St. Thomas

$534,900

Detached|2-Storey
3 | 2 | 2
About this home

Located in St. Thomas' historic Courthouse neighbourhood, the exceptional Rowland Residence offers a rare opportunity to own a beautifully maintained, character-rich home with thoughtful modern updates. Offering approximately 1,900 sq. ft. above grade, the home blends timeless character with everyday convenience. The main floor features a spacious hearth and dining area, along with an elegant front sitting room overlooking the treed front yard. The main-floor bedroom provides flexible use as guest space, a home office, or convenient single-level living. Upstairs are two well-proportioned bedrooms, including an oversized primary suite complete with a generous custom walk-in closet. A newly finished 3-piece bathroom adds fresh, contemporary comfort to the upper level. The kitchen is highlighted by vaulted, tongue and groove knotty pine ceiling, enhancing natural light and creating an open and airy atmosphere. The fully fenced backyard offers a private, quiet outdoor space ideal for relaxing, entertaining, and gardening. Ideally situated just steps from Talbot Trail, Elevated Park, and local amenities, this property combines historic character with modern livability in one of the city's most established neighbourhoods.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$3,272
Lot Size52.56 ft x 80.5 ft
mls© NumberX13235724
Listed ByLONDON LIVING REAL ESTATE LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,738
Property tax
$273
Heat allowance
$150
Housing costs
$3,161 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $106,980
25-yr amortization

Income needed

$97,000

gross annual household income

Payment at 4%
$2,251 / mo
Cash down
$106,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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