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St. Thomas, St. Thomas
$534,900
Located in St. Thomas' historic Courthouse neighbourhood, the exceptional Rowland Residence offers a rare opportunity to own a beautifully maintained, character-rich home with thoughtful modern updates. Offering approximately 1,900 sq. ft. above grade, the home blends timeless character with everyday convenience. The main floor features a spacious hearth and dining area, along with an elegant front sitting room overlooking the treed front yard. The main-floor bedroom provides flexible use as guest space, a home office, or convenient single-level living. Upstairs are two well-proportioned bedrooms, including an oversized primary suite complete with a generous custom walk-in closet. A newly finished 3-piece bathroom adds fresh, contemporary comfort to the upper level. The kitchen is highlighted by vaulted, tongue and groove knotty pine ceiling, enhancing natural light and creating an open and airy atmosphere. The fully fenced backyard offers a private, quiet outdoor space ideal for relaxing, entertaining, and gardening. Ideally situated just steps from Talbot Trail, Elevated Park, and local amenities, this property combines historic character with modern livability in one of the city's most established neighbourhoods.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,272 |
| Lot Size | 52.56 ft x 80.5 ft |
| mls© Number | X13235724 |
| Listed By | LONDON LIVING REAL ESTATE LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,738
- Property tax
- $273
- Heat allowance
- $150
- Housing costs
- $3,161 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$97,000
gross annual household income
- Payment at 4%
- $2,251 / mo
- Cash down
- $106,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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