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Listed 25 days ago

21 Isabel Street

St. Thomas, St. Thomas

$379,900

Detached|1 1/2 Storey
2 | 2 | 2
About this home

Imagine morning walks under the canopy of mature trees in the Courthouse district; one of St. Thomas's most picturesque and historic neighborhoods. Welcome to 21 Isabel Street. Begin your day with coffee in the sun-drenched front sunroom, and spend your evenings hosting in the updated kitchen, where an expansive island serves as the heart of the home. Upstairs, you'll find two bright bedrooms and a versatile bonus nook; perfect for a home office, a creative craft space, or a cozy reading corner. Forget the hassle of lugging laundry to the basement; the washer and dryer are conveniently located on the second level. With two full, updated bathrooms, busy mornings are a breeze. Complete with a new furnace (2021) and an owned water heater, this home is ready for you to move-in and add your personal touch. Don't miss your chance to own a piece of the Courthouse district!

Extras

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Got questions?

Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$2,808
Lot Size33 ft x 66 ft
mls© NumberX13657192
Listed ByBLUE FOREST REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,945
Property tax
$234
Heat allowance
$150
Housing costs
$2,328 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $75,980
25-yr amortization

Income needed

$72,000

gross annual household income

Payment at 4%
$1,599 / mo
Cash down
$75,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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Comparable sales

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