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Price Change$649,900

32 Brock Street

St. Thomas, St. Thomas

$599,900

Detached|Backsplit 4
3 | 2 | 5
About this home

This spacious four-level back split is on the market for the first time and features a two-car garage with a separate basement entrance. Upon entering, you are greeted by a generous living and dining area, which flows into an eat-in kitchen overlooking the family room on the lower level. This level also includes a three-piece bathroom and a fourth bedroom. Upstairs, you'll find three bedrooms and a large five-piece bathroom. The basement offers a rec room with direct access to the garage, along with a laundry and storage room. Outside, enjoy a roomy sun deck with a gas BBQ, all set against a ravine lot featuring a sizable garden and shed.

Extras

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBacksplit 4
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,116
Lot Size66.01 ft x 185.03 ft
mls© NumberX13173438
Listed ByRE/MAX CENTRE CITY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$343
Heat allowance
$150
Housing costs
$3,564 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$110,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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