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St. Thomas, St. Thomas
$599,900
This spacious four-level back split is on the market for the first time and features a two-car garage with a separate basement entrance. Upon entering, you are greeted by a generous living and dining area, which flows into an eat-in kitchen overlooking the family room on the lower level. This level also includes a three-piece bathroom and a fourth bedroom. Upstairs, you'll find three bedrooms and a large five-piece bathroom. The basement offers a rec room with direct access to the garage, along with a laundry and storage room. Outside, enjoy a roomy sun deck with a gas BBQ, all set against a ravine lot featuring a sizable garden and shed.
No extras listed.
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,116 |
| Lot Size | 66.01 ft x 185.03 ft |
| mls© Number | X13173438 |
| Listed By | RE/MAX CENTRE CITY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,071
- Property tax
- $343
- Heat allowance
- $150
- Housing costs
- $3,564 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$110,000
gross annual household income
- Payment at 4%
- $2,524 / mo
- Cash down
- $119,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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Comparable sales
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