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St. Thomas, St. Thomas
$499,900
Welcome to St Thomas and what it has to offer. This 4 level back split is ready for your family. This home is prefect for everyone, located in walking distance to schools and parks. You will want to enjoy a "STAYCATION" for the next few years once you see this beautiful backyard OASIS with fruit trees and a heated in-ground pool and hot tub! The pool is double fenced and perfect for a young family. The spacious living room is perfect for entertaining, and could include a dining area if you would prefer. Upstairs includes 3 bright bedrooms and a large main bath. The lower level has a convenient 2 piece bath, along with a large family room and cozy natural fireplace for the chilly nights. The basement has an abundance of storage along with 2 dens, and a good sized laundry room. This beautiful home is just under 2000sq total square footage and has been freshly painted. Roof is 2021, furnace and A/C is 2023, pool heater 2018, pool liner 2022. Grab it before it is sold!
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | 31-50 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,220 |
| Lot Size | 55.69 ft x 143.74 ft |
| mls© Number | X13433644 |
| Listed By | COLDWELL BANKER BEAVER REALTY BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $268
- Heat allowance
- $150
- Housing costs
- $2,977 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$92,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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