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St. Thomas, St. Thomas
$499,900
Welcome to this spacious, family-friendly 4-level sidesplit! The main floor features a large kitchen with new flooring and appliances, alongside a bright dining area. Upstairs holds 3 generous bedrooms and a 4-piece bath, while the lower level boasts a cozy family room with a gas fireplace and a newer 3-piece bath. Enjoy the private backyard with no neighbors behind and easy walking access to the neighborhood park and ball diamond. Packed with updates including a 2025 roof, new front door, some fresh flooring, and an owned hot water tank!
No extras listed.
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| Type | Detached |
| Style | Sidesplit 4 |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,341 |
| Lot Size | 60 ft x 110 ft |
| mls© Number | X13541814 |
| Listed By | ROYAL LEPAGE TRILAND REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $278
- Heat allowance
- $150
- Housing costs
- $2,987 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$92,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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