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Listed 18 days ago

35 Malakoff Street

St. Thomas, St. Thomas

$399,900

Detached|Bungalow
2 | 2 | 3
About this home

Welcome to 35 Malakoff Street, a fully renovated 2+1 bedroom, 2 bathroom home located in the heart of St. Thomas in a family-friendly neighbourhood. The main floor features an open-concept kitchen with newer appliances, dishwasher, microwave, peninsula seating, warm colour tones and charming wood accents throughout, along with spacious dining and living areas. Upstairs, you'll find two generously sized bedrooms, a 4-piece bathroom and a versatile bonus room that could be used as a family room, additional bedroom, home office or sunroom, complete with extra storage and a convenient side entrance. Enjoy a covered front porch, newer rear deck and fully fenced backyard. The finished basement offers an additional bedroom, 3-piece bathroom, laundry area and storage room. With a newer furnace and central air conditioning (2026), this move-in-ready home is an excellent option for first-time buyers, downsizers, young professionals or small families.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,135
Lot Size38.61 ft x 94.73 ft
mls© NumberX13681526
Listed ByTHRIVE REALTY GROUP INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$178
Heat allowance
$150
Housing costs
$2,375 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,980
25-yr amortization

Income needed

$73,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$79,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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