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St. Thomas, St. Thomas
$399,900
Welcome to 35 Malakoff Street, a fully renovated 2+1 bedroom, 2 bathroom home located in the heart of St. Thomas in a family-friendly neighbourhood. The main floor features an open-concept kitchen with newer appliances, dishwasher, microwave, peninsula seating, warm colour tones and charming wood accents throughout, along with spacious dining and living areas. Upstairs, you'll find two generously sized bedrooms, a 4-piece bathroom and a versatile bonus room that could be used as a family room, additional bedroom, home office or sunroom, complete with extra storage and a convenient side entrance. Enjoy a covered front porch, newer rear deck and fully fenced backyard. The finished basement offers an additional bedroom, 3-piece bathroom, laundry area and storage room. With a newer furnace and central air conditioning (2026), this move-in-ready home is an excellent option for first-time buyers, downsizers, young professionals or small families.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,135 |
| Lot Size | 38.61 ft x 94.73 ft |
| mls© Number | X13681526 |
| Listed By | THRIVE REALTY GROUP INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $178
- Heat allowance
- $150
- Housing costs
- $2,375 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$73,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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