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St. Thomas, St. Thomas
$549,900
Hey, thanks for checking out this cool house at 13 Vanbuskirk Drive in beautiful St. Thomas. It's got a lot of nice features for me to mention - where should I start? How about with the fact it's got an attached 1.5 car garage, with inside entry, and on top of that, this garage is insulated & heated! Plus the garage has hot and cold water taps, and an included air compressor with a retractable air line. Let's cover the interior next, but I'll be getting to the awesome backyard shop shortly - I promise I won't forget to describe it. The main level of the house has the typical backsplit floorplan of kitchen, dining area and living room, but in this case it's got a welcoming open concept layout, and the kitchen was updated in around 2015. Upstairs, there are 3 bedrooms, plus a 4 piece bathroom, and going 1 level down from the main floor there's a bonus 4th bedroom, a big recroom, and a 3 piece bathroom. From there, a few stairs lead to the basement level, which has a spacious utility/storage room, laundry room and another room suitable for extra storage. Okay, time to cover the backyard and the shop! The backyard is fenced, and the large, insulated & powered shop has got tons to offer, including 2 240 volt outlets & a portable heat pump/air conditioner. In addition, the house has 3 exterior water taps, and the house is situated just a short drive away from Elgin Town Centre Mall.
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | 51-99 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,754 |
| Lot Size | 52.34 ft x 112.07 ft |
| mls© Number | X13530056 |
| Listed By | THE REALTY FIRM INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,815
- Property tax
- $313
- Heat allowance
- $150
- Housing costs
- $3,277 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$101,000
gross annual household income
- Payment at 4%
- $2,314 / mo
- Cash down
- $109,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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