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Price Change$572,000

31 Neal Avenue

St. Thomas, St. Thomas

$565,000

Detached|Bungalow
3 | 2 | 2
About this home

Welcome to 31 Neal Ave, St. Thomas! This well-maintained Collier built bungalow with concrete drive offers comfortable main floor living with 3 bedrooms, lots of lower living space, and 2, 3-piece bathrooms. Updates include roof, newer windows, upgraded kitchen cabinets, and appliances, updated flooring throughout the main living area, a owned tankless water heater, upgraded insulation in the attic, and upgraded heat pump.Enjoy your morning coffee on the beautiful updated front porch, or entertain guests on the back deck. The lower level adds even more living space with a large family room featuring a gas fireplace, a bar area, the second 3 piece bath, a workshop for all your hobbies, and a cold cellar with plenty of storage.Tastefully decorated and full of thoughtful updates, this home checks all the boxes for first-time buyers, someone looking to downsize, or anyone looking for convenient main floor living at a reasonable price, in a great area.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,720
Lot Size38.42 ft x 119.85 ft
mls© NumberX13492528
Listed ByROYAL LEPAGE TRILAND REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,892
Property tax
$310
Heat allowance
$150
Housing costs
$3,352 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $113,000
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,378 / mo
Cash down
$113,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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