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St. Thomas, St. Thomas
$509,000
Welcome to this beautifully maintained two-storey home in a desirable, established St. Thomas neighbourhood, where comfort, functionality, and outdoor enjoyment come together beautifully. From the moment you arrive, you'll appreciate the attractive curb appeal, mature landscaping, and inviting front porch-the perfect spot to enjoy your morning coffee or unwind at the end of the day.Step inside to a bright and welcoming foyer that leads into the warm and inviting main living space. The cozy living room flows seamlessly into the open-concept kitchen and dining area, creating a comfortable setting for both everyday living and entertaining. A recently added pantry provides valuable additional kitchen storage, while patio doors off the dining area open to a newer spacious deck with privacy, extending your living space outdoors.The fully fenced backyard offers plenty of room for children, pets, and outdoor gatherings, along with a newer shop equipped with 120V hydro-an ideal space for hobbies, storage, or a workshop.The main floor is completed by a convenient laundry room and 2-piece bathroom. Upstairs, you'll find three comfortable bedrooms and a well-appointed 4-piece bathroom. The finished basement adds even more usable space with a versatile recreation room, plus a utility/storage area.Recent updates include new flooring on the main and upper levels, fresh paint throughout, dishwasher, refrigerator, washer and dryer, updated landscaping, newer deck and privacy wall, front concrete pad, newer shop with 120V hydro, kitchen pantry, kitchen sink and faucet, and an updated main-floor bathroom vanity.Move-in ready and thoughtfully updated, this welcoming home offers the space, functionality, and outdoor living buyers are looking for-all in a well-established St. Thomas neighbourhood. A wonderful opportunity for families, first-time buyers, or anyone ready to put down roots and make this home their own. Immediate closing available!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,220 |
| Lot Size | 39.37 ft x 112.31 ft |
| mls© Number | X13708092 |
| Listed By | ELGIN REALTY LIMITED |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,605
- Property tax
- $268
- Heat allowance
- $150
- Housing costs
- $3,024 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$93,000
gross annual household income
- Payment at 4%
- $2,142 / mo
- Cash down
- $101,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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