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St. Thomas, St. Thomas
$739,999
One Owner Home - This spacious 2 Storey , 3 bedroom, 3.5 bathroom family home is located in one of St. Thomas' most desirable south side neighbourhoods, situated on a mature, landscaped, treed lot boasting a covered front porch, 23 x 21 foot double car garage , parking for six cars in the driveway, and a beautiful park-like rear yard with deck, gazebo and garden shed, accessible from the kitchen eating area and the main floor family room. The kitchen features quartz countertops, tile backsplash and offers a bright cheery eating area overlooking the generous size family room with gas fireplace. The dining room, living room, a 2-pc bathroom, and main floor laundry/mud room with access to the garage complete this level. The second level has 3 bedrooms, including the primary bedroom, two with walk-in closets, a primary bedroom ensuite 4-pc bathroom, with heated floor, jetted tub and separate shower, and another 4-pc bathroom. The basement level is partially finished with a hobby room (currently being used as a guest bedroom), and a 3-pc bathroom. A large recreation/games area as well as the storage/utility area are partially drywalled. 200 Amp Service, Central Vac throughout, as well as in the garage, some newer windows, furnace & A/C 2020. Great location, proximity to schools, shopping, restaurants. You must see to appreciate. You will want to call it home!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 31-50 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $5,218 |
| Lot Size | 65 ft x 123.27 ft |
| mls© Number | X13168602 |
| Listed By | RE/MAX CENTRE CITY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,788
- Property tax
- $435
- Heat allowance
- $150
- Housing costs
- $4,372 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$135,000
gross annual household income
- Payment at 4%
- $3,114 / mo
- Cash down
- $148,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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