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Listed 15 days ago

246 Mary Street N

O'Neill, Oshawa

$599,000

Semi-Detached |2-Storey
3 | 4 | 4
About this home

Welcome to this well-maintained 3+1 bedroom, 4-bathroom home offering over three levels of finished living space in a desirable, family-friendly neighbourhood. Designed with both comfort and functionality in mind, the main floor features a bright, inviting layout with a walkout to a covered deck overlooking the private, fully fenced backyard-perfect for outdoor dining, entertaining, or relaxing. The upper level offers three spacious bedrooms, while the finished basement provides excellent additional living space with a large fourth bedroom, a 4-piece bathroom, and a generous recreation room, making it ideal for extended family, guests, a home office, or a growing family. Additional features include parking for up to 4 vehicles, ample living space, and a practical floor plan to suit a variety of lifestyles. Conveniently located close to schools, parks, shopping, restaurants, public transit, community centres, and everyday amenities, with easy access to major highways and downtown Oshawa. This move-in-ready home is an excellent opportunity for first-time buyers, growing families, or those looking for additional space in a convenient location.

Extras

No extras listed.

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No upcoming open houses.

Got questions?

Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775

This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,127
Lot Size24.48 ft x 0 ft
mls© NumberE13586078
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,066
Property tax
$344
Heat allowance
$150
Housing costs
$3,560 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,800
25-yr amortization

Income needed

$110,000

gross annual household income

Payment at 4%
$2,521 / mo
Cash down
$119,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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Comparable sales

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