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Listed 21 days ago

102 - 120 Elgin Street W

O'Neill, Oshawa

$479,900

Condo Apartment |
2 | 1 | 1 | 0
About this home

Welcome to this beautifully maintained condo offering over 1,000 square feet of comfortable living space in one of Oshawa's most desirable buildings, where opportunities to own are few and far between. Bright and inviting, the open-concept layout is enhanced by updated flooring throughout and offers plenty of space to relax or entertain. The spacious living and dining area flows effortlessly to an oversized private balcony, where you'll enjoy peaceful west-facing views over the Oshawa Valley Botanical Gardens and spectacular sunsets. Whether you're hosting family dinners or enjoying a quiet evening, this home offers the perfect setting. The generous primary bedroom features a walk-in closet and easily accommodates a full bedroom suite. A versatile second bedroom with direct balcony access is ideal for guests, a home office, or additional living space. Complete with secure underground parking, this well-managed condominium is conveniently located close to parks, walking trails, transit, shopping, and everyday amenities. Offering generous room sizes, abundant natural light, and a location in a building where units are rarely available, this is an exceptional opportunity to enjoy carefree condo living.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeCondo Apartment
StyleApartment
Approx. AgeNot available
Size1000-1199 sq. ft.
Maintenance Fees$791
LockerNone
BalconyOpen
ExposureWest
Parking TypeUnderground
Parking Spaces1
Parking FeaturesUnderground
Property Tax$3,217
mls© NumberE13565916
Listed ByRE/MAX Jazz INC.
Parking Included
Heat Included
Water Included
CAC Included
Building Insurance Included
Hydro Included
Common Elements Included
Cable TV Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,456
Property tax
$268
Heat allowance
$150
Condo fees, half counted
$396
Housing costs
$3,270 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $95,980
25-yr amortization

Income needed

$101,000

gross annual household income

Payment at 4%
$2,019 / mo
Cash down
$95,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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