20 Brock Street E
O'Neill, Oshawa
$685,000
High-quality newly upgraded home in the prime O'Neill community of Oshawa. Featuring a welcoming front porch and open concept layout with fireplace, smooth ceilings, pot lights, and stylish wood plank laminate flooring throughout. Modern kitchen with glossy white cabinetry, quartz countertops, matching backsplash, breakfast peninsula with seating for 3, stainless steel appliances, and bonus formal dining area with walk-out to the patio.Fully renovated bathrooms with upgraded showers, Schlage smart locks, home security alarm system, soffit lighting, and front & back porch upgrades add to the home's appeal. Stainless steel fridge, stove, dishwasher, washer & dryer & like new Lenox furnace included.Conveniently located steps to top-rated Catholic & Public schools, Costco, hospital, parks, church, public transit, restaurants, shopping, and all major amenities.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,186 |
| Lot Size | 35.75 ft x 50.05 ft |
| mls© Number | E13215146 |
| Listed By | SUTTON GROUP-ADMIRAL REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,506
- Property tax
- $266
- Heat allowance
- $150
- Housing costs
- $3,922 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$121,000
gross annual household income
- Payment at 4%
- $2,883 / mo
- Cash down
- $137,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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