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414 Centre Street N

Downtown Whitby, Whitby

$949,900

Detached|Bungalow-Raised
2 | 3 | 6
About this home

This 3 bedroom, 3 bath Raised Bungalow on a large lot has so much for you to enjoy. Situated in one of the downtown's most highly desirable neighbourhoods, with a highly rated elementary school, downtown shops, restaurants, the library and healthcare.... all within a few blocks ! Natural light throughout, the open flow kitchen-dining-living area is ideal for entertaining and interacting with family. Modern comforts include a customized kitchen with large island, granite countertops, wall oven and extra prep sink. The spacious primary bedroom suite includes an oversized walk-in closet and large bathroom with a luxurious spa-inspired shower. The 2nd bedroom could be an office or guest suite when entertaining family and friends. And the main floor laundry is super handy. The lower level could be a separate living area and includes a nicely finished family room, a generously-sized additional bedroom, 3 piece bath, a kitchenette and a handyman's workshop. This meticulously maintained 2+1 bedroom could easily be converted back to a 3+1 bedroom, or a 3+2 bedroom. And with several customized storage areas, it's an organizers dream! With its' west facing yard, sit in the spacious sunroom with your book in the morning and dine on the patio at night, enjoying beautiful sunsets. You can have it all in this home, and it's move-in ready.

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Got questions?

Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$6,914
Lot Size66 ft x 143.2 ft
mls© NumberE13205976
Listed BySUTTON GROUP-HERITAGE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,862
Property tax
$576
Heat allowance
$150
Housing costs
$5,588 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $189,980
25-yr amortization

Income needed

$172,000

gross annual household income

Payment at 4%
$3,997 / mo
Cash down
$189,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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