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New6 days ago

326 Cochrane Street

Lynde Creek, Whitby

$829,999

Detached|Bungalow
3 | 2 | 3
About this home

Welcome to 326 Cochrane Street, a rarely offered, beautifully maintained all-brick bungalow situated on a 69 x 136 ft. lot. Nestled on the border of two of Whitby's most sought-after neighbourhoods - Downtown Whitby and Lynde Creek. Offering timeless charm, exceptional versatility, and outstanding future potential, this move-in-ready home is a rare find. The bright and inviting main floor features a functional layout with 3 spacious bedrooms, comfortable living and dining spaces, and thoughtfully designed storage, including brand-new custom closet systems in front hall and primary bedroom (2026) that enhances everyday functionality. The fully finished basement significantly expands the living space with an additional bedroom, dedicated office, large recreation room, versatile playroom or den, and brand-new carpeting (2026) throughout. Existing plumbing and electrical hookups remain in place, allowing the lower level to be easily converted into a 2 bedroom in-law suite or income-generating apartment-an ideal opportunity for multigenerational living or future rental potential The home has been freshly painted and updated with stylish new light fixtures, door hardware, and modern accents - creating a fresh, welcoming feel throughout. Outside, the oversized backyard offers endless possibilities for entertaining, gardening, family enjoyment, or the potential to build a future addition, maximizing the value of this impressive lot. Perfectly located across the street from a top tier elementary school and just a short walk to Downtown Whitby's vibrant shops, restaurants, cafés, grocery stores, parks, and playgrounds. This exceptional home also provides convenient access to GO Transit and Highway 401 for an easy commute.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$6,429
Lot Size69 ft x 136 ft
mls© NumberE13618326
Listed ByColdwell Banker Electric Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,248
Property tax
$536
Heat allowance
$150
Housing costs
$4,934 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $166,000
25-yr amortization

Income needed

$152,000

gross annual household income

Payment at 4%
$3,493 / mo
Cash down
$166,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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