| Water Included | |
| Parking Included |




























































1-3 - 540 Mary Street E
Downtown Whitby, Whitby
$475,000
Welcome to this bright and spacious second-level apartment, ideally located in one of Whitby's most desirable mature neighbourhoods! Offering 3 generously sized bedrooms and 1 full bathroom, this inviting home is perfect for families, professionals, or anyone looking to enjoy the convenience of downtown living. The sun-filled living room features a large picture window that fills the space with natural light, creating a warm and welcoming atmosphere. The bright eat-in kitchen offers plenty of room for family meals and everyday living. Spacious bedrooms provide comfort and flexibility for growing families, guests, or a home office. Situated just steps from vibrant Downtown Whitby, you'll enjoy easy access to transit, shopping, restaurants, banks, schools, parks, and all essential amenities. Experience the perfect blend of space, comfort, and an unbeatable location in this charming rental opportunity!
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
Got questions?
Contact Sell with Strategy.


| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | Not available |
| Size | 1000-1199 sq. ft. |
| Maintenance Fees | $566 |
| Locker | Owned |
| Balcony | None |
| Exposure | West |
| Parking Type | None |
| Parking Spaces | 1 |
| Parking Features | None |
| Property Tax | $2,999 |
| mls© Number | E13607438 |
| Listed By | The Nook Realty Inc. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,431
- Property tax
- $250
- Heat allowance
- $150
- Condo fees, half counted
- $283
- Housing costs
- $3,114 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$96,000
gross annual household income
- Payment at 4%
- $1,999 / mo
- Cash down
- $95,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.







































































































































































































































































































































































































































































































































































































































































