
















































10 Birchall Lane
St. Thomas, St. Thomas
$975,000
Welcome to 10 Birchall Lane, an upgraded 2019-built home (~2,195 sq ft) featuring a beautiful stone front elevation on a quiet cul-de-sac in the desirable Miller's Pond neighborhood. Steps from Lake Margaret's trails and Pinafore Park, this bright and functional home backs onto a peaceful, serene forest backdrop. The main level greets you with a soaring cathedral ceiling foyer leading to a main-floor office/den with a walkout to the front patio (currently used as a bedroom). The open-concept living and dining area features a cozy fireplace, while the sunlit kitchen offers direct access to a fully fenced, expansive backyard with breathtaking tree views. Upstairs, you will find 3 spacious bedrooms, a flexible media room ideal for a guest suite or second office, a convenient second-floor laundry room, and a primary suite complete with a walk-in closet and a 5-piece ensuite with a deep soaker tub and separate shower. The finished basement expands your living space with a huge rec room, kitchenette, 3-piece bathroom, and generous furnace room storage. Complete with direct home access to an oversized 2-car garage with extra storage space.
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 6-15 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $6,337 |
| Lot Size | 62.43 ft x 116.52 ft |
| mls© Number | X13682648 |
| Listed By | CENTURY 21 FIRST CANADIAN CORP |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,990
- Property tax
- $528
- Heat allowance
- $150
- Housing costs
- $5,669 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$174,000
gross annual household income
- Payment at 4%
- $4,103 / mo
- Cash down
- $195,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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