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St. Thomas, St. Thomas
$575,500
Charming character meets country-sized space! This delightful 1.5-storey home offers a wonderful blend of comfort, functionality, and timeless appeal, set on a generous lot with plenty of room to enjoy both inside and out.Offering 3 bedrooms and 1.5 bathrooms, the home features a spacious kitchen with an abundance of cupboard space and bright, welcoming living areas that create a warm and inviting atmosphere. The full basement provides valuable additional space for recreation, hobbies, storage, or future possibilities.Outside, the beautifully landscaped yard offers a peaceful private retreat, while the large deck is ideal for entertaining family and friends or simply relaxing and enjoying the surroundings. A standout feature is the detached double garage/shop, complete with heat and hydro, offering an excellent workspace for hobbyists, mechanics, or anyone needing additional room for projects and storage.With its character, generous lot, versatile living space, and impressive detached garage/shop, this is a home that offers plenty of possibilities and is sure to capture your attention!
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,909 |
| Lot Size | 100 ft x 175 ft |
| mls© Number | X13606866 |
| Listed By | ELGIN REALTY LIMITED |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,946
- Property tax
- $326
- Heat allowance
- $150
- Housing costs
- $3,421 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$105,000
gross annual household income
- Payment at 4%
- $2,422 / mo
- Cash down
- $115,100
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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