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Listed 2 months ago

501 - 321 Spruce Street

, Waterloo

$274,900

Condo Apartment |
1 + 1 | 1 | 0 | 0
About this home

Experience luxury and convenience in this bright 1+1 bedroom condo in the heart of Waterloo, just steps from University of Waterloo, Wilfrid Laurier University, and Conestoga College. Featuring high-end finishes, stainless steel appliances, quartz countertops, and floor-to-ceiling windows, this fully furnished unit offers a spacious den that can serve as a second bedroom or office, in-suite laundry, and included high-speed internet and weekly housekeeping. Residents enjoy concierge service, an exercise/recreation room, a rooftop patio, and guest suites in this well-maintained, modern building. Immediate occupancy is available book your viewing today!

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeCondo Apartment
StyleApartment
Approx. AgeNot available
Size600-699 sq. ft.
Maintenance Fees$740
LockerNone
BalconyNone
ExposureSouth
Parking TypeNone
Parking Spaces0
Parking FeaturesNone
Property Tax$3,452
mls© NumberX13541492
Listed ByRIGHT AT HOME REALTY
Common Elements Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,407
Property tax
$288
Heat allowance
$150
Condo fees, half counted
$370
Housing costs
$2,215 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $54,980
25-yr amortization

Income needed

$68,000

gross annual household income

Payment at 4%
$1,157 / mo
Cash down
$54,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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