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Listed 1 month ago

710 - 321 Spruce Street

, Waterloo

$298,000

Condo Apartment |
1 + 1 | 2 | 0 | 0
About this home

Urban Loft CondoModern two-level loft-style condo in the heart of Waterloo, steps from the University of Waterloo, Wilfrid Laurier University, and Conestoga College. This bright 1-bedroom + den (or second bedroom), 2-bathroom loft suite features an open-concept main floor with soaring windows and abundant natural light. The contemporary kitchen offers stainless steel appliances and flows into a spacious living area ideal for studying, relaxing, or entertaining. Upstairs, the private loft primary bedroom is complemented by a flexible den that serves as a second bedroom or home office. Dual full bathrooms (one on each level) and in-suite laundry provide everyday convenience.Located in Waterloo's vibrant urban core, enjoy cafés, restaurants, shopping, parks, and transit all within walking distance. Perfect for students or young professionals seeking style, flexibility, and an unbeatable location.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeCondo Apartment
StyleApartment
Approx. Age6-10
Size700-799 sq. ft.
Maintenance Fees$746
LockerNone
BalconyNone
ExposureNorth
Parking TypeUnderground
Parking Spaces0
Parking FeaturesUnderground
Property Tax$3,982
mls© NumberX13629528
Listed ByCENTURY 21 MYPRO REALTY
Heat Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,525
Property tax
$332
Heat allowance
$150
Condo fees, half counted
$373
Housing costs
$2,380 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $59,600
25-yr amortization

Income needed

$73,000

gross annual household income

Payment at 4%
$1,254 / mo
Cash down
$59,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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