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Rouge E10, Toronto
$899,999
A detached home under $900K in Rouge with room to make it your own. Welcome to 115 Winter Gardens Trail, a 5-level backsplit offering approximately 1,880 sq ft across its main, upper and lower levels, with 3 bedrooms, 3 bathrooms and a surprisingly spacious family-friendly layout. A renovated home on the same street recently sold for $1.02M, making this an interesting opportunity for buyers who would rather renovate to their own taste than pay the premium for someone else's finishes.Inside, you'll find a sunken living room with hardwood floors and French doors to the backyard, a separate dining room, eat-in kitchen and three good-sized bedrooms, including a primary with walk-in closet and ensuite. The lower level adds a large rec room with fireplace, built-in shelving and a separate entrance, plus a workshop/utility area with plenty of storage.The home needs updating, but some of the expensive work is already done with a new furnace and central air conditioner in 2025. Private driveway, garage and parking for three vehicles. Set on a quiet, established street close to GO Transit, schools, parks and the Lake Ontario waterfront trail. A solid home, a great neighbourhood and plenty of potential to build value over time.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,840 |
| Lot Size | 30 ft x 109.8 ft |
| mls© Number | E13737282 |
| Listed By | IRISE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,607
- Property tax
- $403
- Heat allowance
- $150
- Housing costs
- $5,160 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$159,000
gross annual household income
- Payment at 4%
- $3,787 / mo
- Cash down
- $180,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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