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New5 days ago

30 Velvet Drive

Rural Whitby, Whitby

$869,900

Freehold Townhouse|2-Storey
3 | 4 | 3
About this home

Modern 2-year-Old End-unit Freehold townhouse. Sun filled home w/large windows and open concept layout with 9-Ft ceilings, The Modern Kitchen features quartz countertops, A large centre island with breakfast bar, while The breakfast area offers a Walk-Out to the deck and a spacious backyard perfect for entertaining. Hardwood floor throughout main and 2nd floor. A separate side entrance by builder. No sidewalk, parking up to 3 vehicles in the driveway. The finished basement offers additional living space and future potential, can be a bedroom, a study room, a Rec. room (perfect for a home theatre, gym or playing room) with a full bathroom. Ideally located in one of Whitby's most desirable communities with easy access to highways 401 and 407, parks, and everyday amenities. A Brand-New school opening in September 2026 will be within walking distance. Just minutes to Whitby GO Station, Costco, Walmart, Thermea Spa, Recreation Centres, Gyms, Restaurants, And More.

Extras

No extras listed.

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No upcoming open houses.

Got questions?

Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775

This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeAtt/Row/Townhouse
Style2-Storey
Approx. Age0-5
Size1500-2000 sq. ft.
Property Tax$6,000
Lot Size18.11 ft x 98.28 ft
mls© NumberE13626456
Listed ByBAY STREET GROUP INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,453
Property tax
$500
Heat allowance
$150
Housing costs
$5,103 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $173,980
25-yr amortization

Income needed

$157,000

gross annual household income

Payment at 4%
$3,661 / mo
Cash down
$173,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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