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Central, Oshawa
$609,990
Welcome to 18 Rowe St! This charming 2.5-storey home is an excellent opportunity for first-time buyers looking for great value in a convenient location. Featuring 3 bedrooms, a formal dining room, and a bright living room with beautifully redone hardwood floors, this home offers warmth, character, and functionality throughout.The spacious kitchen includes a walk-out to a covered deck and fully fenced yard, perfect for relaxing, entertaining, or enjoying outdoor space. The upper loft provides excellent potential and is ready for your finishing touches to create additional living space, a home office, studio, or playroom.The lower level is partially finished with drywall and ceiling already completed, offering plenty of storage and future usable space. Recent updates include a 2017 roof, upgraded electrical from knob and tube in 2022, 2025 Updated Plumbing, 2026 furnace maintenance, 2026 AC maintenance, freshly painted interior, freshly painted doors, refreshed hardwood flooring, new mortise lock door knobs, newer windows, 3 Car driveway, and furnace.Located close to Highway 401, Minutes from Downtown Oshawa, shopping, transit, and everyday amenities, this home combines character, updates, and convenience at an attractive price point. Direct Bell/Rogers Fibe available. A fantastic opportunity to move in and make it your own!
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,147 |
| Lot Size | 40 ft x 90 ft |
| mls© Number | E13439144 |
| Listed By | RE/MAX EXPERTS |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,122
- Property tax
- $346
- Heat allowance
- $150
- Housing costs
- $3,618 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$111,000
gross annual household income
- Payment at 4%
- $2,567 / mo
- Cash down
- $121,998
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
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