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New24 hours ago

3 Watson Crescent

Rural Central Elgin, Central Elgin

$664,000

Detached|2-Storey
3 | 4 | 5.5
About this home

Welcome to this beautiful family home nestled on a quiet crescent in the highly sought-after Lynhurst Village on the north side of St. Thomas, just 10 minutes from London and within the Southwold Public School District. Offering exceptional curb appeal and a thoughtfully designed layout, this home is perfect for growing families seeking space, comfort, and an outstanding neighbourhood. The bright and inviting main floor features a spacious living room with a cozy gas fireplace, a stunning kitchen complete with stainless steel appliances, a centre island with seating, and an adjoining dining area. Patio doors lead to a beautifully landscaped, fully fenced backyard featuring a concrete patio, gazebo, garden shed, and plenty of room to relax or entertain. The main floor also includes a convenient powder room and laundry room. Upstairs, you'll find three generous bedrooms, highlighted by an impressive primary suite with a large walk-in closet and a luxurious ensuite featuring a relaxing, jetted tub. Two additional bedrooms are served by a well-appointed four-piece bathroom. The fully finished lower level offers exceptional flexibility with a large room currently used as a bedroom that would also make an excellent rec room or family room, two additional bedrooms, a three-piece bathroom, and convenient cold storage beneath the front porch. Significant recent updates provide added peace of mind, including a new furnace and heat pump (2024), sump pump (2024), roof (2022), rental on demand water heater (2026) and washer and dryer (2025). Located in one of St. Thomas's most desirable family neighbourhoods, Lynhurst Village offers an incredible lifestyle with nearby parks, walking trails, basketball, pickleball and tennis courts, creating a vibrant community where families can truly enjoy the outdoors. This is a rare opportunity to own a move-in-ready home in an exceptional location that combines outstanding indoor living with a backyard you'll enjoy all season long.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. Age16-30
Size1500-2000 sq. ft.
Property Tax$4,739
Lot Size51 ft x 123.39 ft
mls© NumberX13740382
Listed ByPRIME REAL ESTATE BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,399
Property tax
$395
Heat allowance
$150
Housing costs
$3,944 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $132,800
25-yr amortization

Income needed

$121,000

gross annual household income

Payment at 4%
$2,794 / mo
Cash down
$132,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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