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Listed 13 days ago

20 Valderrama Lane

St. Thomas, St. Thomas

$770,000

Detached|2-Storey
4 | 4 | 5
About this home

Welcome to this stunning 4+1 bedroom, 4-bathroom home in the highly sought-after Shaw Valley community, where luxury, comfort, and functionality come together beautifully. Featuring exceptional curb appeal with brick, stone, wood-tone siding, and a charming covered front porch.Step inside to a bright, open-concept layout with 9-ft ceilings, recessed lighting, and a stylish living room featuring a shiplap fireplace and floating shelves. The chef-inspired kitchen showcases slim shaker cabinetry, stacked tile backsplash, stainless steel appliances, a gas range with custom hood, walk-in pantry, and a large centre island-perfect for everyday living and entertaining.The professionally finished basement offers incredible additional living space, featuring a spacious recreation area, wet bar, fireplace, full bathroom, and a fifth bedroom, ideal for guests or extended family.Upstairs, you'll find four generously sized bedrooms with walk-in closets. The luxurious primary suite features a spa-like ensuite and custom walk-through closet. A convenient second-floor laundry room completes the upper level.Enjoy your private backyard with a spacious lawn, dedicated dining area, and storage shed. Situated in a family-friendly neighbourhood close to parks, schools, shopping, and everyday amenities, this beautiful home offers the perfect combination of style, space, and functionality. Don't miss the opportunity to make it yours!

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. Age0-5
Size2500-3000 sq. ft.
Property Tax$7,399
Lot Size50 ft x 115 ft
mls© NumberX13703052
Listed ByRE/MAX HALLMARK REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,941
Property tax
$617
Heat allowance
$150
Housing costs
$4,708 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $154,000
25-yr amortization

Income needed

$145,000

gross annual household income

Payment at 4%
$3,240 / mo
Cash down
$154,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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