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St. Thomas, St. Thomas
$699,900
**Spacious 3+1 Bedroom & 3 Bathroom Detached Home in St. Thomas**1,553 Sqft as per MPAC**Primary Bedroom features a Walk-in Closet & Private 4-Piece Ensuite**Two Additional Bedrooms feature their own Closets, Offering Plenty of Storage Space**Bright and Inviting Layout with Abundant Natural Light Throughout**Freshly Painted Walls, Doors, Trim and Ceilings thoughout the Home**Bright Sunroom offering Additional Space to Relax and Enjoy Plenty of Natural Light Year-Round**Generous Parking with 2 Garage Spaces + 4 Driveway Spaces**Finished Basement offers Additional Living Space with a Recreation Room & Bedroom, Perfect for Guests, a Home Office, or Extended Family Use**
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,735 |
| Lot Size | 40.05 ft x 113.27 ft |
| mls© Number | X13700802 |
| Listed By | CENTURY 21 SKYLARK REAL ESTATE LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,582
- Property tax
- $395
- Heat allowance
- $150
- Housing costs
- $4,127 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$127,000
gross annual household income
- Payment at 4%
- $2,945 / mo
- Cash down
- $139,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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