| Common Elements Included | |
| Building Insurance Included |






























403 - 20 Ellen Street
, Kitchener
$365,000
Welcome to Unit 403 at 20 Ellen St E. in Kitchener-a beautifully cared-for 2-bedroom, 1-bathroom condo that offers modern comfort in the heart of downtown. This bright, open-concept suite showcases sleek laminate flooring ceramic tile and plush bedroom carpet, stainless steel appliances, and expansive windows that flood the space with natural light. The thoughtfully designed layout features a generous living and dining area, ideal for both everyday living and entertaining. The primary bedroom includes a walk-in closet, while the well-appointed 4-piecebathroom offers a clean, functional design with plenty of space. Enjoy the added convenience of in-suite laundry with ample storage. Recent upgrades-handy walk- in tiled shower, newer kitchen and tops, new windows, and California window shutters-enhance both comfort and efficiency. Underground parking is also included. Residents have access to excellent amenities such as a community BBQ area, fitness room, party room, and visitor parking. Just steps from downtown Kitchener's shops, restaurants, parks, and transit, this condo is an ideal opportunity for first-time buyers, downsizers, or investors alike.
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| Type | Condo Apartment |
| Style | Apartment |
| Approx. Age | Not available |
| Size | 1000-1199 sq. ft. |
| Maintenance Fees | $644 |
| Locker | None |
| Balcony | None |
| Exposure | East |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | Reserved/Assigned |
| Property Tax | $2,645 |
| mls© Number | X13617190 |
| Listed By | ROYAL LEPAGE TRILAND REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,868
- Property tax
- $220
- Heat allowance
- $150
- Condo fees, half counted
- $322
- Housing costs
- $2,561 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$79,000
gross annual household income
- Payment at 4%
- $1,536 / mo
- Cash down
- $73,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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