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Listed 1 month ago

1901 - 181 King Street S

, Waterloo

$1,099,000

Condo Apartment |
2 | 3 | 1 | 1
About this home

Modern urban living meets contemporary design in this bright two-bedroom plus den condo at Circa, one of Uptown Waterloo's most desirable communities. Suite 1901 offers 1500 sq ft of open-concept living space, high ceilings, and expansive windows that fill the home with natural light. The kitchen features modern cabinetry, stone countertops, built-in appliances, and a functional island that flows into the living area. The living and dining space opens onto an expansive 550 sq ft private wraparound balcony with southwest views. Both bedrooms are generously sized, each with its own 4-piece ensuite and walk-out to the balcony, offering a rare blend of convenience and indoor-outdoor living. A dedicated den/home office adds valuable flexibility for work or study. In-suite laundry, underground parking, and a storage locker add everyday practicality. Residents of Circa enjoy premium amenities including a outdoor saltwater pool with cabanas, fitness and yoga studios, co-working lounges, a stylish party room, and on-site dining at LaLa Social House. Located in the vibrant Bauer District, you're steps from Vincenzo's, cafés, restaurants, shops, the LRT, Grand River Hospital, and both university campuses. A modern, low-maintenance home in one of Uptown Waterloo's most connected locations-ideal for professionals, downsizers, or investors seeking a turnkey opportunity.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeCondo Apartment
Style1 Storey/Apt
Approx. AgeNot available
Size1400-1599 sq. ft.
Maintenance Fees$1,351
LockerOwned
BalconyOpen
ExposureNorth East
Parking TypeUnderground
Parking Spaces1
Parking FeaturesUnderground
Property Tax$6,521
mls© NumberX13590444
Listed ByTHE AGENCY
Building Insurance Included
CAC Included
Common Elements Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,625
Property tax
$543
Heat allowance
$150
Condo fees, half counted
$675
Housing costs
$6,994 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $219,800
25-yr amortization

Income needed

$215,000

gross annual household income

Payment at 4%
$4,625 / mo
Cash down
$219,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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