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New4 hours ago

439 Ginger Downs

Mississauga Valleys, Mississauga

$919,000

Semi-Detached |Bungalow-Raised
3 | 2 | 4
About this home

Rarely Offered & Beautifully Renovated Semi-Detached Raised Bungalow with Excellent Rental Income Potential! Welcome to this exceptional home in the heart of Mississauga Valley, offering the perfect blend of modern style, comfortable family living, and versatile income potential. Thoughtfully renovated throughout, this turnkey property features a bright, open-concept main floor with rich hardwood flooring, designer pot lights, spacious living and dining areas, and an abundance of natural light. The dining room walks out to a private balcony, perfect for morning coffee or evening relaxation. The modern kitchen features quartz countertops, stainless steel appliances, ample cabinetry, and contemporary finishes. Three generously sized bedrooms offer large windows and excellent closet space, while the updated five-piece bathroom features a double vanity, bathtub, body-spray shower, and convenient main-floor laundry. The fully finished, above-grade lower level with a separate entrance is a standout feature, offering excellent rental income potential. Complete with a spacious living area, second kitchen, two bedrooms, and a three-piece bathroom, it is ideal for rental income, extended family, an in-law suite, or multi-generational living. Live comfortably upstairs while using the lower level to help offset your mortgage or create an additional income stream. Enjoy a private backyard perfect for entertaining, family gatherings, or relaxing outdoors. Conveniently located near schools, parks, shopping, restaurants, community centres, public transit, and major highways including the 401, 427, and QEW. Pearson International Airport is just minutes away. A rare opportunity to own a move-in-ready semi-detached home with flexible living space and exceptional income potential in one of Mississauga's most established neighbourhoods.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeSemi-Detached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,183
Lot Size34.1 ft x 110 ft
mls© NumberW13829710
Listed ByROYAL LEPAGE SIGNATURE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,704
Property tax
$515
Heat allowance
$150
Housing costs
$5,369 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $183,800
25-yr amortization

Income needed

$165,000

gross annual household income

Payment at 4%
$3,867 / mo
Cash down
$183,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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