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Georgetown, Halton Hills
$849,800
Welcome to 39 Victoria Street - a brand new, thoughtfully designed semi-detached home offering nearly 2,000 sq/ft of finished living space in a highly convenient Georgetown location, just steps (under 500m) to the GO Station for effortless commuting. This home immediately impresses with its modern curb appeal, featuring a welcoming front porch, armor stone detailing, and private driveway parking for two vehicles (to be paved September 2026). Inside, you'll find a bright, open-concept main level highlighted by 9-foot ceilings, smooth ceilings, pot lights, and durable luxury vinyl plank flooring that flows seamlessly throughout the entire home. The contemporary white kitchen is both stylish and functional, complete with quartz countertops, stainless steel appliances, and a sleek marble backsplash - perfectly designed for everyday living and entertaining. Upstairs and throughout, the home continues to deliver clean, modern finishes and efficient use of space. The fully finished basement adds exceptional versatility, featuring a den, large cold room, and a separate walk-up to the backyard - making it an ideal setup for extended family, guests, or potential in-law suite use. Built with quality and efficiency in mind, this home features ICF construction for the foundation and dividing wall, providing enhanced insulation and superior sound separation from the adjoining unit. Exterior walls are fully spray foam insulated, offering excellent energy efficiency and year-round comfort, complemented by a tankless on-demand water heater. The fully sodded backyard is designed for low-maintenance enjoyment, complete with a rear porch, walk-up access from the basement, and a detached garage that offers flexible use as a garage, workshop, or additional storage space. A rare opportunity to own a turnkey, energy-efficient home in a walkable, commuter-friendly location - perfect for families, professionals, or investors alike.
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| Type | Semi-Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,437 |
| Lot Size | 25 ft x 132 ft |
| mls© Number | W13592512 |
| Listed By | Century 21 Miller Real Estate Ltd. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,350
- Property tax
- $203
- Heat allowance
- $150
- Housing costs
- $4,703 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$145,000
gross annual household income
- Payment at 4%
- $3,576 / mo
- Cash down
- $169,960
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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