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Price Change$599,000

128 Spears Street

Rockcliffe-Smythe, Toronto

$575,000

Detached|Bungalow
2 | 2 | 1
About this home

Deep Ravine Lot 186 feet deep! Finished Bsmt with Sep Entrance. Convenient location close to public transportation, amenities and highways.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. AgeNot available
Size< 700 sq. ft.
Property Tax$1,700
Lot Size15 ft x 186 ft
mls© NumberW13072770
Listed BySUTTON GROUP-ADMIRAL REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,943
Property tax
$142
Heat allowance
$150
Housing costs
$3,235 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,000
25-yr amortization

Income needed

$100,000

gross annual household income

Payment at 4%
$2,420 / mo
Cash down
$115,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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