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Keswick South, Georgina
$728,000
Beautifully Renovated Detached Bungalow Offering A Rare Blend Of Lifestyle, Flexibility, And Future Potential In South Keswick. The Home Features Two Kitchens, Including A Bright Main-Floor Kitchen With Quartz Countertops And Stylish Backsplash, Plus A Self-Contained Lower Level With Separate Entrance, Bedroom, Living Area, Full Bathroom, Kitchen, And Storage. The Basement Offers Excellent Flexibility For Extended Family Or Rental Use, With Potential To Reconfigure Into A 3-Bedroom Layout, Subject To Buyer Verification And Applicable Requirements. Approximately $170,000 In Recent Renovations And Enhancements, Including Brand-New Appliances, Automatic Sensor Kitchen Faucets, And Premium Automatic Bidet Toilets In Both Units. Set On A Large, Flat, Highly Usable Lot With Frontage And Access From Two Streets, This Property Offers Exceptional Privacy, Year-Round Convenience, And Future Planning Flexibility. The Double-Frontage Configuration, expansive lot area, and potential to enlarge the driveway from approximately 4 to 6 vehicles further enhance everyday functionality. The professionally landscaped backyard features mature pine trees, a fully automatic irrigation system, and a large deck ideal for entertaining, barbecues, and family gatherings. Located approximately a 5-minute walk to Lake Simcoe and close to transit, parks, trails, schools, daycares, shopping, and restaurants. Subject to municipal approvals and current regulations, there may be potential for a future Garden Suite, severance, and additional income opportunities. A rare opportunity for buyers seeking comfort, land value, lifestyle appeal, and long-term investment potential. Buyer To Conduct Own Due Diligence Regarding Zoning, Severance, Garden Suite, Rental, Retrofit, Structural Capacity, Driveway Expansion, And Future Development Potential.
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| Type | Detached |
| Style | Backsplit 3 |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,289 |
| Lot Size | 50.02 ft x 128.01 ft |
| mls© Number | N13490094 |
| Listed By | RE/MAX HALLMARK REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,726
- Property tax
- $357
- Heat allowance
- $150
- Housing costs
- $4,234 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$130,000
gross annual household income
- Payment at 4%
- $3,064 / mo
- Cash down
- $145,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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