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Listed 2 months ago

12 Canal Street

Keswick South, Georgina

$2,198,000

Detached|2-Storey
4 | 7 | 6
About this home

Experience refined waterfront living in this exceptional brand new custom-built luxury mansion offering over 5,700 sq. ft. of finished living space along a tranquil canal off Cook's Bay with direct boating access to Lake Simcoe. Designed with architectural elegance and contemporary sophistication, the residence showcases expansive floor-to-ceiling windows, soaring ceilings, and two skylights that fill the home with natural light. Ceiling heights reach 14 ft in the office/library, 10'6" on the main level, 9 ft on the second floor, and 9'9" in the finished walk-out lower level. The home features four spacious bedrooms with an optional fifth bedroom and seven luxurious bathrooms, each with private ensuites, custom closets, and marble finishes. The primary suite is a private retreat with custom millwork, an LED-lit walk-in closet, and a spa-inspired ensuite. Elegant interior details include a wide-plank oak staircase with glass railings, wood paneling, and cove ceilings with LED lighting. The chef-inspired kitchen offers custom cabinetry, a waterfall marble island, pantry, and premium fixtures. The professionally finished walk-out lower level features a recreation area overlooking the water, a wet bar with island, and a spa-inspired wellness area with Jacuzzi, sauna, shower, and heated floors. A hydraulic oak-and-marble elevator connects all levels. Smart home technology includes a Control4 automation system managing lighting, climate, audio, blinds and security. Outdoors, glass-railed balconies, composite decking, three gas fireplaces, BBQ and firepit rough-ins, and professional landscaping with a rock waterfront wall create a resort-style setting ideal for year-round waterfront living. Taxes are based on the previous home and are subject to reassessement.

Extras

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. AgeNot available
Size3500-5000 sq. ft.
Property Tax$1,560
Lot Size50 ft x 150 ft
mls© NumberN13425564
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$11,250
Property tax
$130
Heat allowance
$150
Housing costs
$11,530 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $439,600
25-yr amortization

Income needed

$355,000

gross annual household income

Payment at 4%
$9,250 / mo
Cash down
$439,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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