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Listed 3 months ago

25 Joiner Circle

Ballantrae, Whitchurch-Stouffville

$1,988,888

Detached|2-Storey
4 | 4 | 4
About this home

This never-lived-in luxury home in the Ballantrae community of Whitchurch-Stouffville offers 4,037 square feet of refined living space, featuring 10-foot ceilings on the main floor, 9-foot ceilings on the second level, and 9-foot ceilings in the basement. Located just steps from a newly built plaza and Tim Hortons, the home sits in a quiet enclave within a community situated next to the Ballantrae Golf and Country Club. It includes over $45,000 in upgrades, such as R31 spray foam insulation in the garage ceiling and R50 attic insulation. The property features a large open-to-above space above the dining room, a spacious courtyard with three separate entrances, and a generous walk-in closet. The monthly POTL fee is $413.55. This residence has never been occupied and offers a fresh, untouched interior in a highly desirable location.

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Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. Age0-5
Size3500-5000 sq. ft.
Property Tax$8,556
Lot Size50.72 ft x 108.1 ft
mls© NumberN13058036
Listed ByHOMELIFE/MIRACLE REALTY LTD

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$10,180
Property tax
$713
Heat allowance
$150
Housing costs
$11,043 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $397,778
25-yr amortization

Income needed

$340,000

gross annual household income

Payment at 4%
$8,370 / mo
Cash down
$397,778

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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