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Jefferson, Richmond Hill
$1,289,000
Welcome to this well-maintained home situated on a 49.21 x 109.91 ft lot, offering approximately 2,224 sq.ft. of above-grade living space in a desirable Richmond Hill community. Featuring 4 spacious bedrooms plus a loft on the upper level, this home provides a flexible layout ideal for growing families. The bright main floor includes comfortable living and dining areas, complemented by a functional kitchen designed for everyday living.The finished basement offers exceptional versatility, featuring 3 additional rooms, a full kitchen, and 2 washrooms, along with a separate entrance through the garage, making it ideal for extended family living or potential rental income. Recent upgrades include a new furnace (2025), ensuring peace of mind and energy efficiency. Additional features include security cameras, a BBQ gas line, and a backyard shed for added convenience.Conveniently located close to parks, schools, shopping, and major routes, this home presents an outstanding opportunity combining space, functionality, and income potential in one of Richmond Hill's most desirable neighbourhoods.
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| Type | Detached |
| Style | Bungaloft |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $7,665 |
| Lot Size | 49.21 ft x 109.91 ft |
| mls© Number | N12967870 |
| Listed By | CENTURY 21 THE ONE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,598
- Property tax
- $639
- Heat allowance
- $150
- Housing costs
- $7,386 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$227,000
gross annual household income
- Payment at 4%
- $5,424 / mo
- Cash down
- $257,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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