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New5 days ago

4 Birch Tree Lane

Bowmanville, Clarington

$699,900

Detached|Bungalow
2 | 3 | 3
About this home

Welcome to resort-style living in one of Clarington's well-maintained adult lifestyle communities, nestled off the shores of Lake Ontario. This bright and spacious corner lot home exudes pride of ownership and offers an exceptional lifestyle with access to a 9-hole golf course, recreation centre, community pool, gym, saunas, tennis, pickleball, lawn bowling, horseshoes, community gardens and more.The main floor features 2 bedrooms, convenient laundry, a bright south-facing eat-in kitchen, updated modern flooring, and a spacious living room combined with an additional sitting room with Garden doors to walk out to the nicely landscaped, well-groomed yard, with sprinkler system. Some California shutters to add a timeless touch.The full-size basement offers a large open-concept recreation room, tons of storage, a 2-piece washroom, and an additional room with closet. Walk out from the house to the single-car garage, with parking for 2 in the driveway. Enjoy the opportunity for active, resort-style living in a welcoming Clarington community!

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,051
Lot Size0 ft x 0 ft
mls© NumberE13781788
Listed ByReal Broker Ontario Ltd., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$254
Heat allowance
$150
Housing costs
$3,987 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$123,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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