99 Pontiac Avenue
Centennial, Oshawa
$639,900
Welcome to this bright brick 2+2 bedroom bungalow in a quiet North Oshawa location. Sitting on a huge 166 ft deep lot, this home features an inground pool, a 10x10 workshop with hydro, and a walkout from the kitchen to the deck. The finished basement offers 2 additional bedrooms and a 3-piece bathroom. Close to stores, parks, transit, Highway 407, the university, and many amenities. Furnace and A/C 2011, new pool liner (2025), new kitchen appliances, and new front patio stones. Washer (2026), Dryer (2025)
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $5,305 |
| Lot Size | 45 ft x 166 ft |
| mls© Number | E13588984 |
| Listed By | RE/MAX HALLMARK FIRST GROUP REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,275
- Property tax
- $442
- Heat allowance
- $150
- Housing costs
- $3,867 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$119,000
gross annual household income
- Payment at 4%
- $2,693 / mo
- Cash down
- $127,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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