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Listed 20 days ago

405 Bernhard Crescent

O'Neill, Oshawa

$777,000

Detached|Bungalow
3 | 3 | 4
About this home

Beautifully maintained and thoughtfully updated, this spacious bungalow sits on a premium 50-foot lot surrounded by mature trees in a sought-after family-friendly neighbourhood. Offering 3+1 bedrooms and 3 full bathrooms, this versatile home is ideal for growing families, multi-generational living, or savvy investors.The updated main floor features bright and inviting living spaces designed for comfortable everyday living. The functional layout offers three spacious bedrooms, a newly renovated bathroom with double sinks, and a bright open-concept living and dining area highlighted by a cozy gas fireplace. The updated kitchen features quartz countertops, stainless steel appliances, and a walk-out to the fully fenced backyard with a large deck, creating the perfect setting for summer entertaining.The finished basement provides even more living space with an electric fireplace, a 3-piece bathroom, and plenty of room for family movie nights, games, or a home office.Adding incredible flexibility, the converted garage has been transformed into a bright and spacious self-contained in-law suite with its own separate entrance. Featuring an open-concept layout, this private space includes a generous bedroom, full kitchen, 4-piece bathroom, and a comfortable living room with a gas fireplace, offering endless possibilities for extended family, guests, or potential rental income.Outside, exceptional curb appeal is highlighted by a beautiful stone walkway framed by mature landscaping. The oversized driveway accommodates up to six vehicles, providing ample parking for family and visitors.Conveniently located close to schools, parks, shopping, transit, and Hwy 401 and 407, this move-in-ready bungalow offers the perfect blend of space, flexibility, and value in an established community. A rare opportunity not to be missed!

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Contact Sell with Strategy.

Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,813
Lot Size50.05 ft x 110.1 ft
mls© NumberE13570568
Listed ByKeller Williams Energy Real Estate

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,977
Property tax
$484
Heat allowance
$150
Housing costs
$4,611 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,400
25-yr amortization

Income needed

$142,000

gross annual household income

Payment at 4%
$3,270 / mo
Cash down
$155,400

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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