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Listed 1 month ago

16 Cody Avenue

Brooklin, Whitby

$999,900

Detached|Bungalow-Raised
3 | 3 | 4
About this home

Stunning 3+1 bedroom Meadowcrest Model by Melody Homes, offering approximately 2,800+ sqft of total living space! This all-brick family home features a bright and inviting foyer with soaring 11-ft ceilings leading to the sun-filled formal living and dining rooms, both finished with gleaming hardwood floors, including stairs with wrought iron spindles. The open-concept design continues into the updated (2024) kitchen, featuring a stylish custom backsplash, abundant counter and cabinet space, ceramic floors, and a generous breakfast area with walk-out to the fully fenced backyard-complete with lush gardens and a handy storage shed.The fully finished basement provides plenty of room to grow, showcasing large above-grade windows, pot lighting, a cozy gas fireplace, a 2-pc bath, games room with recently re-covered pool table, playroom, office with French doors, and ample storage space.Upstairs, the spacious primary retreat offers a spa-like 4-pc ensuite with soaker tub and his-and-hers closets. The updated main bath includes heated floors for added comfort. Pride of ownership is evident throughout! Ideally located steps from top-rated schools, parks, downtown Brooklin shops, and offering quick 407/412 access for easy commuting!Extras:

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
StyleBungalow-Raised
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$7,633
Lot Size40.02 ft x 114.83 ft
mls© NumberE13497596
Listed ByTANYA TIERNEY TEAM REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$636
Heat allowance
$150
Housing costs
$5,904 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,980
25-yr amortization

Income needed

$182,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$199,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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