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Listed 2 months ago

46 Blacksmith Lane

Williamsburg, Whitby

$799,900

Freehold Townhouse|2-Storey
3 | 2 | 2
About this home

Welcome to the heart of Whitby near Rossland Rd & Country Lane - a quiet, family-friendly pocket known for pride of ownership and incredible neighbours.This meticulously kept 3-bedroom home features hardwood floors on the main level, a bright functional layout, an updated granite kitchen, and major peace-of-mind updates including roof, furnace, A/C, and windows.Add in the manicured backyard garden, spacious deck, and proximity to parks, schools, shopping, restaurants, transit, and commuter routes - this is a rare opportunity in one of Whitby's most desirable family pockets. Shows Beautifully! Easy to Show! Just Move in and Enjoy!! ** Pictures are Virtually Staged **

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeAtt/Row/Townhouse
Style2-Storey
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$5,046
Lot Size19.69 ft x 114.83 ft
mls© NumberE13435584
Listed ByCENTURY 21 REGAL REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$421
Heat allowance
$150
Housing costs
$4,665 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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