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Samac, Oshawa
$649,900
Fabulous 4-bedroom 2-bath semi-detached home with garage in the highly desired "Samac" enclave of North Oshawa and is ideally located minutes to everywhere. Walk to schools, parks, shopping malls and UOIT university. Large and spacious 2-story home fully finished top to bottom with 4 upper bedrooms and fully finished basement. Lovely layout with laminate flooring featuring a dining area and a large bright family room with a walkout to the fenced backyard with a large patio. Freshly painted main floor and front deck, brand new furnace in 2025, single car garage with double wide driveway for 2 car parking, finished lower rec room area with brand new broadloom, 4 spacious bedrooms with a convenient semi-ensuite bathroom. This is a great opportunity to get into the market in North Oshawa's "Samac" community and stop renting or as an investment being within walking distance to UOIT. Move-in ready and waiting for your new family memories! Dont Wait!
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| Type | Semi-Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,102 |
| Lot Size | 36.21 ft x 90 ft |
| mls© Number | E13198470 |
| Listed By | RE/MAX Jazz INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,326
- Property tax
- $342
- Heat allowance
- $150
- Housing costs
- $3,818 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$117,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $129,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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